Terms and Conditions

1. Use of the Site

You agree to use the Site only for lawful purposes and in accordance with these Terms. You must not:

• Violate any laws or regulations
• Infringe the rights of others
• Transmit any harmful code, viruses, or malicious content
• Attempt to gain unauthorized access to the Site or other systems

2. Intellectual Property

All content on the Site (text, images, logos, graphics, etc.) is protected by copyright, trademark, or other intellectual property rights and belongs to us or our licensors. You may not copy, modify, distribute, or use them in any way not permitted in these Terms without our express permission.

3. User-Generated Content

If the Site allows you to post content (comments, reviews, etc.):

• You retain ownership of what you post, but grant us a license to use, reproduce, modify, display, etc.
• You represent that your content does not violate rights of any third party, is lawful, non-defamatory, etc.
• We reserve the right to remove or refuse to display any content at our discretion

4. Links to Other Websites

The Site may provide links to external websites. We do not endorse or assume responsibility for their content or practices.

5. Disclaimers & Limitation of Liability

Disclaimer: The Site and its content are provided "as is" and "as available" without any warranty (express or implied). We disclaim all warranties, including merchantability, fitness for a particular purpose, non-infringement.

Limitation of Liability: To the maximum extent permitted by law, in no event will we be liable for:

• Indirect, incidental, special, consequential damages
• Loss of profits, data, or business interruption
• Any claim arising from your use or inability to use the Site

Even if we were advised of the possibility of such damages.

6. Indemnification

You agree to defend, indemnify, and hold harmless hcrai.com and its officers, directors, employees, agents, from any claim, damage, liability, cost or expense (including legal fees) arising from:

• Your violation of these Terms
• Your content or actions on the Site
• Your use of the Site in a way not allowed

7. Termination

We may suspend or terminate your access to the Site at any time without notice, for any reason, including breach of these Terms. The provisions that by their nature survive termination (e.g. intellectual property, disclaimers, liability limitations) will continue to apply.

8. Governing Law & Dispute Resolution

These Terms are governed by the laws of Portugal, without regard to conflict of law rules. Any dispute arising out of or relating to these Terms or your use of the Site shall be resolved in the courts of Lisbon, Portugal.

9. Changes to Terms

We may modify these Terms at any time. The new version will be effective as of its effective date. Your continued use constitutes acceptance of the changed Terms.

10. Severability & Waiver

If any provision of these Terms is found invalid or unenforceable, the remainder of the Terms remain in effect. Our failure to enforce any right or provision does not waive that right.

11. Contact Us

If you have questions or concerns about these Terms & Conditions, contact:

Email: contact@hcrai.com